businessinsure
Tradesmens Insurance
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The following is a brief summary of the insurance cover available on a UK
insurers tradesmens insurance package policy.
Whilst the policy is fairly simple, because it is only made up of three
sections, public liability insurance, employers liability insurance and tools
insurance, you should ensure that you obtain your insurance quotation in
writing and read through this thoroughly.
The old adage "the cheapest is not necessarily the best" is certainly true for business insurance and commercial insurance which includes surgery insurance. Businessinsure will always provide you with a full written quotation based on your insurance requirements that we have discussed. Whilst we can advise you that we feel a quotation is suitable for you, you should always ensure that any business insurance quotation that we provide to you provides adequate insurance protection for your business.
Tradesmens insurance policy wording summary of cover
Public Liability
Public Liability and Products Liability
Limit of indemnity £1,000,000 (any one claim) unless otherwise shown on the schedule
Limits of indemnity of £2,000,000 and £5,000,000 are also available. £5,000,000 limit of indemnity is only available for certain categories or trade.
Products liability is only included in respect of products supplied in the course of a contract
Employers Liability
Employers’ Liability
Indemnity Limit up to £10 Million (inclusive of legal costs) unless otherwise shown on the
Schedule
Tools and Equipment
"All Risks" Cover on Tools and Equipment not exceeding the Sum Insured shown on the
Schedule
Sums insured available up to a maximum of £1,000 each employee or £1,500 each employee
