Fish and chip shops insurance
Who it’s for
Any business which cooks and sells fast food, such as fish and chip shops.
Most fish and chip shops have diversified and may offer seating or other types of food. Our commercial insurance policies are suitable for all types of fish and chip shop.
Why it’s important - examples
Only certain insurers are able to provide competitive quotes for fish and chip shop insurance.
You need cover to not only protect your business assets, such as buildings, contents and stock but also your most valuable asset, your employees.
Business insurance is all about claims that occur every now and then. Don’t let your business suffere through not buying adequate cover.
How businessinsure can help
We love fish and chip shops, to visit and to quote for! You need to speak to a business insurance broker that knows and understands your business. Some insurers don’t want to know and others like to quote, let us find the needle in the haystack for you.
More information
Fish and chip shops – 100% takeaway
Fish and chip shops – takeaway and seating
Fish, chip and fast food takeaways and
all other businesses where at least some of the business income is derived from fish and chips. For example a Chinese takeaway that also sells fish and chips.
Most fish and chip shop insurance quotes will be on a retail or shop insurance policy.
A newsagents, clothing retailer or toy shop will have similar insurance requirements, it is just the business activities that are different. Your policy will need to include business assets (including buildings), combined liability (public, products and employers), money, business interruption and glass.
The three major areas of claims under takeaway insurance policies are broken glass, fires and slips, trips & falls (employers and public liability).
Whilst we would never expect any reputable commercial insurer to restrict or exclude these covers, please check the level of excess and any onerous terms and conditions.
No-one wants to have shop front glass cover if you have to fork out £500 each time you have a claim.
Lastly, more and more employees are taking their employers to a tribunal over the smallest of matters. The issue with a tribunal is that the employee is not always right, but this does not stop you paying for legal fees to defend yourself.
Make sure therefore that your takeway insurance quote includes cover for commercial legal expenses insurance.
Quoteline: 08456 024 589 (local call rates apply)
Quoteline: 08456 024 589
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