Office insurance package
Who it’s for
You can get an office insurance policy for any size of company, business or organisation. It is an essential business need in order to ensure that you are protecting yourself and/or your office based business.
As an independent broker, we have access to a number of commercial insurance companies that provide policies for all types of office based trades.
You do not even have to trade from your own office. We can provide business from home policies or policies for you based in a serviced office.
Whatever you do, whatever your size, we can guarantee that tehre is an office insurance policy for you – Request A Quote Now
Professional indemnity insurance is also available. We can also provide directors and officers insurance, although for new companies (less than 24 months) a full business plan and management accounts are required to obtain a quote.
Why it’s important - examples
The cover you need depends on what your legal, and other, requirements are. If you are an employer (your staff do not have to be PAYE) employers liability insurance is a legal requirement. Without the cover, you could face a fine of up to £2,500, per day.
As well as your legal requirements, you may, as a prudent business owner be looking for cover for your business assets (computers, contents and stock). These can all be insured under an office package policy. Depending on the level of stock cover you need and where it is stored, we may need to provide a quote under a commercial combined insurance policy. The best way to find out what cover you need, and what policies are available, is to speak to Businessinsure.
Lastly, you may need to prove that you have public liability or professsional indemnity insurance at a suitable level for any companies you work for. If, as an example, you work for a large multi-national business, they may insist on you proving you have cover at a certain level.
How businessinsure can help
We approach a number of different insurance companies to obtain quotes, premiums start at around £225.00per annum. These policies include employers and public liability insurance.
To see what we can do, call us today for an office insurance quote.
Even if your policy is due for renewal today, we have enough time to seek an alternative for you.
More information
As we provide quotes on office insurance package policies, we cover all types of trades.
This can include accountants, management consultants, credit reference agencies, auditors, surveyors, estate agents, travel agents, marketing agencies, advertisers, solicitors, IT consultants, business consultants and all types of computer businesses.
Basically, whatever clerical activities you undertake, we can get you a quote.
Most of the mainstream UK commercial insurance companies provide an office package policy.
They will include the usual covers that insurers expect an office would require including commercial building insurance, business assets, fixtures and fittings, furniture, computers, portable equipment, mobile and smart phones, laptops, money, business interruption, commercial legal expenses and public & employers liability.
Any quote we provide you with is followed up with a full written quote, summarising the sums insured, limits of indemnity, terms, conditions, excesses, conditions and warranties. You are under an obligation to read through this document before accepting any quote. However, if you need to discuss or anything is unclear, please phone us.
Quoteline: 08456 024 589 (local call rates apply)