Contractors insurance
Who it’s for
If you are involved in the construction industry, you will need to arrange a specialist contractors all risks insurance.
C.A.R. or contract works insurance policies cover three things. Public liability (damage to third party property or persons), Employers liability (injury, illness, disease or death to your employees) and Contract works (the physical site works until you formally hand over the contract, tools, equipment, site huts and hired in plant)
Why it’s important - examples
As a builder or construction company, you will be familiar with the need for public and employers liability insurance.
As part of your contract terms though, you may be responsible for the physical structure you are building or renovating until such time as the formal hand over.
How businessinsure can help
We live, sleep and breathe commercial and business insurance. We have a wide range of insurers that offer bespoke and off the shelf policies. We know who to approach, on your behalf, to get you cheap business insurance, without compromising your cover.
More information
Builders and all types of construction trades who have a requirement for contractors insurance.
Public liability insurance (available in isolation)
Employers liability (only as part of package)
Contract works or contractors all risks insurance (only as part of a package)
Contract works insurance, contractors all risks insurance and construction insurance all refer to the same type of policy. In these policies you will have three distinct types of cover:-
Public liability
Employers liability
Contract works insurance including hired in plant and tools
Quoteline: 08456 024 589 (local call rates apply)