Van and business car insurance
Who it’s for
If you are driving a vehicle on the public highway in the United Kingdom there is a legal requirement upon you to have insurance. The minimum level of insurance cover required is third party insurance. This provides insurance cover in the event that the vehicle that you are driving causes injury, loss or damage to a third party. The third party can either be a person or persons or it can be in respect of physical property, ie someone elses vehicle.
Why it’s important - examples
The consequences of being involved in an accident and being found to have inadequate or worse still no insurance cover are serious. Not only are you and or your business breaking the law you are also openign yourself up to a potentially significant and disastrous financial claim against yourself or your company. It is therefore vital that you take out UK can insurance before driving a vehicle on the public highway whether this be for business or fopr pleasure.
There are many insurers in the UK who wil provide not only the minimum requirement of third party insurance cover but also wider cover options such as accidental damage, theft cover and windscreen cover amongst others.
The more comprehensive the cover, the higher the premium that you are quoted. There are also other factors which may have an effect on the insurance premium such as your age, where the vehicle is kept, whether you have had and insurance claims or losses in the past five years, whether you have any driving convictions and of course the type of vehicle that you are looking to insure.
When insuring a business vehicle you must declare that the vehicle wil be used for business purposes. There are different types of business use from a sales representative car to carrieage of your own goods. The level of business use will also have an effect on the premium that is quoted.
How businessinsure can help
By clicking on the following link, you will be taken through to an affiliated business vehicle insurance website where they will be able to provide you with an on-line quotation.
Van and Business Car Insurance
Quoteline: 08456 024 589 (local call rates apply)
Quoteline: 08456 024 589
- Rapid cover
- Competitive pricing
- Expert knowledge
Businessinsure Limited are authorised and regulated by the
Financial Services Authority – our reference number is 303964. Our registered office is 24 Whitefriars Street
Perth, PH1 1PP. Our trading address is: Suite 4, Old Academy Building, 7 Rose Terrace, Perth, PH1 5HA. Registered in Scotland no. 225808.