Manufacturing, wholesale & warehouse insurance
Who it’s for
Any UK based wholesaler, importer, exporter or warehouse based business, will have a requirement for commercial insurance.
However, there are very few insurers that offer a bespoke policy for this, most will place on a commercial combined package policy.
We have a number of different insurers that provide commercial combined insurance quotes.
The quotes are built up from a base policy that provides public liability and contents and/or stock only. You can then build on top of these sections and add the ones that you may need, such as goods in transit or buildings, or legally require, such as employers liability.
Why it’s important - examples
Business contents, including stock and business computers, and liability insurance are vital to any business.
If you think back to the last few winters we have had, there were many businesses that suffered total losses to all of their stock due to one small burst pipe during the big freeze, when it turned into the big thaw!
As well as cover for your contents, there are other sections you need to consider carefully. You may need cover for stock in transit, portable equipment, liability for deliveries and a whole host of other covers. This is where you need to speak to, and discuss in detail, your needs, wants and requirements with an independent business insurance broker.
How businessinsure can help
Businessinsure do nothing but business and commercial insurance. We are a fiercely independentcommercial insurance broker. We know the world of business insurance inside out. And, to help you, because we are independent, we can go to whatever insurers we choose to get you the best deal possible, for the widest cover available.
Even if you are on a budget and want to cut down your covers, you need some advice on the best way to do this. Importantly, you may be looking to reduce your costs and could wrongly think that cutting cover is the only way. We have helped many businesses that were simply paying too much through their existing provider.
There has never been a better time to look at whether you are on a good deal or not. We will help you decide, and agree on, what cover you have and need.
You may have legal requirements, such as employers liability and machinery inspection cover.
A wholesalers insurance policy need not be an expensive option and we have monthly instalment facilities for all our products.
If you are exporting, we can arrange cover for products liability in respect of exports anywhere in the world, including the United States of America and Canada.
More information
Warehouse insurance.
Wholesalers insurance.
Commercial combined insurance.
Importers and exporters insurance.
We can cover whatever you need and if we can’t help you, we will point you in the right direction.
Your cover will be provided by an industrial or commercial combined insurance policy.
This where you choose the cover you need, in conjunction with an independent broker.
The policy can include a combination of the cover for the following:-
Contents, stock, business liabilities, commercial legal expenses, commercial buildings and business interruption. There are many other covers such as goods in transit, marine cargo, money, personal acccident and frozen food cover.
The only way to get a competitive quote with wide cover, is to speak to a broker. Let them compare business insurance for you. Please do not rely on one of the websites that offers to compare cover for you, they do not give you any advice and this can cost you dearly in the future.
Another important cover is where you have stock in transit insurance. If your carrier, or courier, provides cover you cannot always rely on your carrier providing full accidental damage cover for your stock, at the full replacement value.
If your stock is of any value, and in particular is lightweight, make sure that you get the full replacement cost in the event of a loss. Many of the couriers and carriers insurance deals provide for a settlement amount per kilo, irrespective of the type of product.
Quoteline: 08456 024 589 (local call rates apply)