Business insurance quote
Who it’s for
Every company, business, partnership or other form of profit generating venture has its own different way of trading. They will of course be very, very similar in many cases and vastly different in others.
One common theme is that they will all have a requirement for business insurance. This can either be legally required cover, such as employers liability insurance or just the cover a sensible and prudent business person will need to protect their business and it’s assets.
Business insurance is therefore available for one and all. There are very few businesses that can confidently say that they do not need any cover.
In 2011, we are seeing a continued growth in websitses that offer (note we say offer and not guarantee) to compare business insurance.
These sites only compare prices from a selected number of providers. Please do not consider using one of these until you have tried an independent business insurance broker such as Businessinsure.
If you have tried one of these sites and bene stumped by their lack of flexibility, you need to speak to someone like us.
By arriving at this general page on our website, you have probably found that you do no fit a fixed category. Have no fear though, we can and do provide Business insurance quotes, including commercial building insurance for most types of UK domiciled business. Call us today to see what we can do for you.
The good news is, if you phone us, we are friendly, human beings, willing to talk through what you want, what we think you need and to get you the best price.
Why it’s important - examples
Business insurance is important. You may not like it or want to pay for it, but you do need it.
Even with recent reviews of the legal framework in the UK, we continue to live in litigious times. No win, no fee solicitors have caused claims costs to rocket, not always to the benefit of the claimant.
If someone trips up in your office, pub or takeaway, do they put it down to just bad luck or Monday morning blues? No, they blame you and want to get some form of financial recompense. We have a claim on the go at the monent for someone that tripped on a carpet that was cordoned off with yellow tape, as it was ripped and awaiting repair. This stands at £21,000 and rising. This is where you need a decent policy, with public liability insurance.
Your business could also suffer a loss to the buildings, contents, stock or electronic equipment, including computers, laptops and smartphones. A business insurance policy is the best way to protect yourself in the event of a serious loss.
The last two winters in the UK in 2011 and 2010 resulted in unprecedented levels of burst pipe losses. Water in pipes freezes and expands, this cracks the copper or plastic pipes and when the ice defrosts, the water goes straight out of the crack or split and does not stop for hours and hours. Claims for £50,000 are not uncommon for just a few hours burst pipes.
The good news is, we are human beings at Businessinsure, we are not a website that just offers you cheap prices for poor cover and big excesses. We want to talk to you about your demands, needs and wants for your business protection. We then use this information to get you two things, the best policy for the best price.
How businessinsure can help
Businessinsure are a fiercely independent business insurance broker. We can, and do, pick and choose who, when and where we get our business insurance quotes from. We have been trading for years doing exactly the same thing. We don’t sell mortgages or holidays or electricity, just business insurance. Including residential and commercial building insurance, of course.
Please don’t be tempted to speak to one of the internet, single company insurer sites. If it is one company providing the policies, you only get a choice of one. This is not a fair comparison of the market.
Give us a change to see what we can do for you. Whether you are looking for a new business insurance quote or comparing your existing insurers renewal offer.
Don’t forget that if we provide quotes without charging a service fee. Not only that with most quotes, we can email through within an hour of speaking to you.
More information
We can provide a cheap business insurance quote for nearly every type of commercial venture, or charity.
In addition, we are experts at arranging commercial property insurance, residential property insurance, unoccupied building insurance and block of flats insurance.
Please feel free to call us to discuss a quote today.
We can either provide you with a business insurance package. These are policies designed for particular trades, such as shops, pubs, hotel, salons, hairdressers, offices, takeaways, cafes and sandwich bars.
Or, we can look to provide you with a commercial combined insurance quote. This where you, in conjunction with us, decide on what sections of cover you need. This can be a competitive way of arranging cover, but you need to be careful to obtain good quality, independent advice. You will also need to get a range of quotes so that you know you are paying the market rate.
Quoteline: 08456 024 589 (local call rates apply)