The World Cup is proving to be a boost for most licensed trade premises. When none of the home nations qualify for the World Cup or Euro’s, then this can be a disastrous time.
However, we are thankfully in the position of England having qualified, so most of the pubs in the UK are setting some sort of promotion or special events on during the next month. Admittedly, living in Scotland, most of the promotions, for some reason, are so far aimed at the USA, Algeria or Slovenia. There were a few cheers heard throughout Scotland thanks to Robert Green.
Having said all of this, many pubs are still teetering on the edge of a financial abyss. The World Cup will help, but they still have to consider every cost and every penny they can save can help.
This is where a friendly, professional, independent business insurance broker can help out. There are many large costs facing public houses nowadays. One way of saving money is to look around for the financial services Holy Grail, cheap pub insurance.
It is something that is available, it is just a case of knowing where to look. It is not a needle in a haystack type of thing, most brokers will be able to help you find what you need. What you do need to do though, is consider more than just your existing provider. New business, as in a new customer, to a broker is like gold dust, they will do whatever they can to get hold of it. Whilst your existing broker may be offering you what you perceive to be a good deal, because it is only increasing by a few percent year on year, this does not mean that you can’t get a better deal elsewhere.
Make June the month that you finally decide to seek out a better quote. Mondays are traditionally quiet, so you should try and find yourself half an hour in which to sit down, with your existing policy by your side, and phone a few providers to see what they can offer you. If it is no better than your current deal, at least you can rest assured that you are paying the market rate. If it is better, then you can celebrate having saved a few quid.