Archive for the ‘business insurance cost’ Category

Business and commercial insurance – getting an instant quote.

Thursday, September 30th, 2010

If you are looking for business or commercial insurance, one of your first ports of call will more than likely be the Internet. You may have read one of our previous entries, got all of the required information together and set aside 15 minutes to phone a few companies to get quotes.

The problem you will face is trying to find a company where you can speak directly to a human being. Believe it or not, this is not as easy as it seems.

Whatever your search term of phrase that you put in, you will get a list of literally thousands of websites. How do you know which one to choose? You will have a choice between putting information into boxes and then either waiting for hours for someone to call you back, or to receive an email.

We do our usual monthly test of the competition and now, you have a new breed of website. This is one where you put the information into a site, usually three or four pages worth, and then, they pass your details on to a whole range of other sites.

All you want is a business insurance quote, you do not want to spend hours and hours filling in forms and waiting for responses. There is one way that you can get what you want, when you want – speak to Businessinsure. 90% of people look for their quotes, from us, during business hours. Therefore, if you want a quote between 8.30 am and 5.30 pm, Monday to Friday, all you have to do is call. If we can do an instant quote, you will have this emailed, posted or faxed within minutes. Anything more complex and it may take a few hours for us to do this. But, whilst we do not offer guarantees, we are fairly certain that bu phoning us and speaking to a human being you will not only get a better, more personable, service you’ll also get a competitive quote.

How much does business insurance cost?

Sunday, July 18th, 2010

As we have now exited the UK’s worst recession for many, many years, there are some people that have decided to make the most of this new era. They have decided, for one reason or another, that now is the time to start their own business. This may be you and you may have harboured thoughts of starting out on this road for years.

You will, of course, know exactly what type of venture you will start, this is step one. Step number two on this path is to sit down and cost out exactly how much, or how little, you will make in your first few years.

Business planning software is available, free, from most UK banks. This is where you put all of your figures and projections, at the end you press the button and see what your first years profit is likely to be.

But, most of the information you put into this is guess work, it cannot be anything else. You do need to be as precise as possible though. One of the items on your long list will be business insurance.

It is difficult to estimate exactly what your business insurance cost will be in the first year. You can, though, get a very good idea from speaking to an independent business insurance broker. Of course, you need to give them certain information, some of it will be thrown up by the rest of your business plan, such as turnover, wage roll and gross profit.

The brokers job is to take all of this information and to provide you with a written quote. If your business does not yet exist, then any quote is only likely to be an indication. You will though be able to stick the monthly costs into your plan with some confidence that they are going to be within 10 or 15% of the actual, final cost when you start. Good luck!