Gone are the days when it took many days for you to get a business insurance quote, and your policy took even longer.
In 2010, the British insurance purchasing public are now as savvy as ever and the two things you need for your quote are a computer and a phone.
It used to be that you had to go through a business insurance broker, and a local one at that. If you lived in, for example Birmingham, and phoned a broker in London, the insurers would automatically wonder why you had chosen not to speak to a local company. It was just the way of the world at that time.
Nowadays though, you sit in the Shetland Isles and speak to a broker in Falmouth who will get you a policy from an insurer in London. This blog is simply to confirm that this is now a reality. Gone are the days of the dot.com boom when most of the online businesses where very basic and couldn’t offer good customer service, because they were happy enough to have a website with their name on it.
It is easier than ever now to build your own web prescence, for less than £50. So, you are sitting there with your laptop and your mobile, but how do you know which broker is good and will offer you the service you need in the event of a claim?
The other thing you need to consider, is how well you get on with them when you phone. A simple and basic point maybe, but if they answer the phone quickly, sound professional, give advice confidently and get you a quote, in writing, quickly, this can be half the battle in choosing who is good or bad.
Gut feel is a great thing and you should not always go with the cheapest of the cheap, because we all know in the long run it may cost you more money.