Walk up and down any high street in the UK and you will see some of the greatest, free, advertising space there is. Forget the bus shelters, advertising hoardings or other paid for adverts.
Every shop window is a potential advertising space and most owners make the best use of this. Sure, there are some businesses that do not help themselves by having cheap and nasty signs or none at all. But, most are sensible and savvy enough to make the best use of the space available, whilst still letting passing customers see into their shop.
There is of course, a cost involved in putting signs and lettering on your shop front glass. For hairdressers and salons, this is a great place to show your prices and services. It follows naturally that you need to make sure that your salon insurance policy provides suitable cover in the event that a shop window is smashed or damaged in some way.
Most packaged, business insurance policies do include cover for your glass. But, not all of them offer you a sensible or suitable limit in respect of your signs.
When looking at arranging your cover, you will more than likely, speak to a business insurance broker. You will then receive a quote and you need to check, amongst other limits and covers, that you have at least £1,000 for lettering (or unlimited in some cases) and secondly, that you have a reasonable excess. £100 is best, some underwriters will increase this to £250 or even £500, which is, in reality, too much. You should consider the overall cost of the quote and if there is a difference of £50 between quote a and quote b, it may be worth taking the more expensive one if the limits are higher and excesses are lower.