The last few weeks have been full of speculation about an alleged latest generation iphone that was “found” in a toilet. Now, potentially this could have been done on purpose, by Apple, to act as a tease or it really was just lost/stolen.
Now, with Apple’s profits being in the hundreds of millions of dollars, this is not something that they will claim on their business or office insurance policy for. If you have any iphones or other expensive smart phones in your business, it is worth spending a few minutes to think about where yours are insured. You may have got these free as part of your mobile phone contract, but lose one and you will soon find out the replacement cost is nearer to £500.
If you have a few of these spread amongst the workforce then you need to make sure that your commercial insurance policy provides cover. Not only whilst they are at the business premises but while they are out an about with your employees. Given the phones are relatively thin and “smooth” then you would not be surprised at how many are simply lost from pockets or dropped. With so much technology crammed into such a small space, the potential for beyond repair damage is very high.
One final thing to recoemmend is that you buy a handful of cheap mobiles, either new or off ebay that are sim unlocked and give these to your employees as emergencies until your insurance repalcement one turns up.