Anyone who has worked in an office and been on one of those seemingly pointless, but somehow necessary, training courses, may have been told about the 6 p’s. Proper planning and preparation prevents poor performance. There are alternatives, some with a four letter “p word” inserted between prevents and poor.
This, believe it or not is something that will help you if you are looking for a cheap hairdressers insurance quote. You have different options nowadays for arranging business coverage. You can go to a broker, direct to an insurer or, if you like to take risks, you can use a website that offers to compare business insurance.
Personally, as we are one, we think a broker is the best option. This is borne out in reality as well as you will receive a better quote for wider cover in the vats majority of cases.
But, you do need to prepare yourself. Getting a bit of useful information together before you make that first phone call is something that can help the broker do their job even better. If you are looking for a renewal quote, you must have your current insurance policy (and schedule) and your renewal offer. In addition, you will need details of all claims and losses (whether insured or not) in the past five years. This applies to all claims you have made whether the insurers paid out or not.
You do not need to declare to your broker your current premium, but it does help.
Preparation for a new business involves having your business plan to hand and knowing how much it would cost to replace all of you business contents and stock.