The British love affair with changing the colour of their skin, through UV rays, has not changed. Sure, the recession, credit crunch and un-employment have put paid to many people weekly visits, but they are still popular.
There are scares stories, of people being burned, but legislation is slowly coming into force to stop excessive use and in particular, use by under 16’s.
Many commercial insurance companies over the years have steadily stopped covering these types of establishments. The reason is that the potential for liability claims is perceived to be too high.
But, sunbed and tanning insurance policies are still available, albeit with a restriction on injuries caused as a result of the use of the sunbeds. This is of course not ideal but it firmly places the onus on the owner of the establishment to make sure that there are adequate protections in place to prevent injury to members of the public.
A good package policy will include other standard covers, such as business contents, glass, money, business interruption and liabilities.