Going back many years, to get a business insurance policy was similar to obtaining a 1970’s mortgage (not easy and not quick – have things changed in 2009?).
Meetings had to happen with a broker, face to face, the broker had to go away and put all of the details you had told him to different insurers. They would then wait a few(!) days to get a written quote back from the insurers. The broker would then put this to you, either face to face or by post. You would then have to decide whether or not proceed. If you did, the broker would then send you a proposal form to complete and return. Lastly, many months later you would get a hand typed policy document.
Nowadays though, using a hypothetical shop as an example, you can phone a broker at 10am, get a confirmed shop insurance quote emailed by 10 past and if you are happy to accept it, you can have the policy documents and certificate of employers liability emailed through by half ten.
You may notice that in this scenario, which does happen and very regularly, that not one single document needs to be posted. Proposal forms are a thing of the past for most commercial insurance policies. Payment can be made by card, BACS or instalments as cheques are also on their way out.
So, whilst the post strike is a pain for one and all, if you are buying business insurance, you don’t have to worry.