It is reported, on insurancefraud.org, that in Texas law enforcement and transport agents are no longer going to include the telephone numbers, of the parties involved in accidents, in the formal crash reports.
Here in the UK, we have not quite got to the stage of anyone who is involved in a car crash having the possibility of a “no win no fee” solicitor calling them up to fight for a settlement.
Data Protection laws are stricter in the UK, which is a benefit.
The question is though, what happens if you are a business who suffers a loss, who can fight your case for you?
A standard commercial insurance policy is there to provide you with reassurance that in the event of a loss, you will be financially reimbursed. But what if you are not happy or you just want a third party to “sanity check” what the insurers are offering.
In this case, you need to look for a loss assessor, not an adjuster (they are appointed by the insurer). An assessor acts for you, the business insurance purchaser, but be careful. They will take a percentage of any settlement amount. What is reasonable depends on the total claim, but an assessor taking any more than 15% will seriously have to justify their fee.