Business Insurance

As an independent business insurance broker covering the United Kingdom, we can get you competitive quotes within a few hours in most cases, from a range of insurers. Immediate cover is available for all types of business and property owners including commercial, single residential, blocks of flats and most unoccupied buildings.

Please call our quoteline on 08456 024 589 for a business insurance quote. Or fill out our online form here

Get a quote

Choose your business type

Our list covers most categories of business or types of property owner.

If your business category is not here, or you undertake more than one trade, please call us to discuss in more detail.


Getting you the right cover

Whilst the premium you are quoted is very important. In addition, you need to carefully consider the extent of cover and all terms, conditions, excesses and warranties in any quote. Rather than go direct to a single insurer, this is exactly where the input of a broker can prove invaluable. You can discuss your cover requirements, with a competent professional in detail. This is what we do and we do it well.

We will happily discuss and provide anyone with free advice. You do not have to be an existing customer to receive our guidance on business insurance. All it costs you is your time and a local rate phone call. When we provide a formal quote, usually we can email a full, detailed commercial insurance or property owners insurance quote within one hour.

Getting you a competitive price

We can get business insurance quotes for most business types, including charities, as well as property owners. We can also arrange specialist covers such as professional indemnity and directors & officers liability.

As well as quoting the right cover for you, we're able to review the market for you, to get you a competitive quote.

Once you've had a confirmed quote, we can provide immediate cover for you, depending on the urgency. In most circumstances we'll email, and post, the full policy schedule and wording immediately. Monthly instalments, including interest free, are available for nearly all policy types.

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What policies are available

All business insurance is provided based on certain policy wordings. Most of the UK commercial insurance companies have different types of products, depending on your trade. These fall into three main categories.

Firstly, you can get a package policy. This is where insurers have developed policies suited to a particular type of industry. They cover most of the main business groups, such as shops, restaurants, take-aways, cafes, sandwich bars, fish and chip shops, offices, salons, hotels, pubs and surgeries. They have certain basic covers included, such as employers, public and products liability. You then add cover for contents, stock, computers, buildings, legal expenses and other covers to the package. These polices tend to be very competitive.

Businessinsure Limited are authorised and regulated by the Financial Conduct Authority – our reference number is 303964. Our registered office is 24 Whitefriars Street, Perth, PH1 1PP. Our trading address is: 22 Whitefriars Street, Perth, PH1 1PP. Registered in Scotland no. 225808.